TERMS AND CONDITIONS

The information on this website is provided solely for the purpose of providing general background information about Mortgage Habitat Ltd.

Whilst Mortgage Habitat Ltd has taken all reasonable steps to ensure the accuracy of all of the information on this website at the time of its inclusion, Mortgage Habitat Ltd cannot accept liabilities for any inaccuracies or omissions.

ALL INFORMATION ON THIS WEBSITE IS PROVIDED ON AN “AS IS” BASIS AND WITHOUT WARRANTIES, REPRESENTATIONS OR CONDITIONS OF ANY KIND EITHER EXPRESS OR IMPLIED.

IN ADDITION, Mortgage Habitat Ltd HEREBY EXCLUDES ALL LIABILITY FOR ANY DIRECT, INDIRECT OR CONSEQUENTIAL LOSS ARISING FROM ACCESS TO OR USE OF THIS WEBSITE OR ANY RELIANCE PLACED ON ANY OF THE INFORMATION CONTAINED IN OR OTHERWISE OBTAINED FROM IT.

Mortgage Habitat Ltd assumes no obligation to update the content of this website but reserves the right to makes changes to the website generally at any time and without notice. No warranty or representation is made or given that the operation of the website will be error free or uninterrupted or that this website or the server that makes it available are free of viruses or other harmful or destructive components. Additionally, Mortgage Habitat Ltd cannot accept responsibility for the accuracy of any information which may be accessed through the website by the use of hypertext links to sites provided by other organisations, nor will Mortgage Habitat Ltd be held liable for any loss or damage arising from such use.

RELEVANT LEGISLATION

Along with our business and internal computer systems, this website is designed to comply with the following national and international legislation with regards to data protection and user privacy:

This site’s compliance with the above legislation, all of which are stringent in nature, means that this site is likely compliant with the data protection and user privacy legislation set out by many other countries and territories as well

USER PRIVACY AND DATA PROTECTION

MORTGAGE HABITAT LIMITED will be what is known as the ‘controller’ of the personal data you provide to us. We only collect basic personal data about you which does not include any special types of information or location-based information.

Why do you need my data and what will it be used for?

We need to know your basic personal data so we can make contact with you and respond to your message, request or query. All the personal data we process is processed by our staff in the UK.

Who is my data shared with?

Your data will only be shared with third parties if this is necessary to respond to your request. If this is the case, we will seek your permission before passing on your details.

How long do you keep my data for?

We may store your data for up to six years past the end of any business relationship, after which time it will be securely destroyed. If you would no longer like us to process your data at any time, you have the right to object to processing of your data. To do this, please contact craig@mortgagehabitat.co.uk

What are my rights?

You have the right to object to the processing of your data. You also have the right to request access to your data at any time. You have the right to rectification and/or erasure of personal data or restriction of processing. If you wish to raise a concern related to how we have handled your personal data, you can contact us to have the matter investigated at complaints@stonebridgegroup.co.uk. If you are not satisfied with our response or believe we are processing your personal data not in accordance with the law, you can complain to the information commissioner’s office: https://ico.org.uk

Site visitation tracking

Like most websites, this site uses Google Analytics (GA) to track user interaction. We use this data to determine the number of people using our site, to better understand how they find and use our web pages and to see their journey through the website.

Although GA records data such as your geographical location, device, internet browser and operating system, none of this information personally identifies you to us. GA also records your computer’s IP address which could be used to personally identify you but Google do not grant us access to this. We consider Google to be a third party data processor.

GA makes use of cookies, details of which can be found on Google’s developer guides. FYI our website uses the analytics.js implementation of GA.

Disabling cookies on your internet browser will stop GA from tracking any part of your visit to pages within this website.